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Universal Private Dollar

Most stablecoins carry a hidden risk: the issuer can freeze your balance. For platforms handling cross-border payments, institutional settlement, or user funds at scale — that's not theoretical, it's a liability. UPD is a fully decentralized USD stablecoin with no admin keys, no blacklist, and no single issuer. Ship it as a drop-in ERC-20 or integrate via the UPD SDK.

See it Live Get Started with UPD

Who Benefits from UPD

Fintechs & Neobanks

Offer dollar accounts backed by a stablecoin that no counterparty — not even us — can freeze. No risk of waking up to a compliance-driven freeze affecting your users.

Payment Rails & On/Off-Ramps

Settle cross-border transactions in USD without USDC/USDT blacklisting exposure. Transfers complete or fail on-chain — no intermediary can intercept or reverse.

Trading Venues & DEXes

Use a censorship-resistant settlement currency. No risk of the underlying dollar asset being frozen between trade execution and settlement.

Corporate Treasury

Hold USD-denominated reserves on-chain without trusting a stablecoin issuer to resist a seizure order. Pair with UPP to keep reserve movements confidential.

What UPD Enables

Censorship-Resistant Settlement – Finality you can guarantee to counterparties. No admin can claw back a completed transfer.

Drop-in ERC-20 – Works with existing wallets, DEXes, and bridges with zero additional integration work.

Gasless Approvals – EIP-2612 permit() support for seamless UX in your application.

Optional Confidentiality – Shield into UPP when transaction privacy is required for your use case.

Yield-Bearing Treasury – sUPD staking for platforms managing idle dollar reserves.

Built to be embedded.

UPD is designed to disappear into your product. Your platform settles in a censorship-resistant dollar — you decide how to present it to your users. The SDK handles minting, staking, and transfers; you own the experience.

See How UPD Works